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Life Reboot 2019

At the beginning of every year (I am kind of OCD and need a new year, new month, new week to start something), I evaluate the previous year to determine where I have grown and what I would like to work on for the coming year. 

The BEST
Let’s DO THIS!!!

Some people have words that they choose for the year.  I tried that one year.  My word was PATIENCE.  Whew, I will never do THAT again.  I was tested from the moment I made that decision.  My patience muscle was exercised to the max!!  I tried breathing IN with the good, OUT with the bad but it kind of turned into hyperventilating.  I gave up.  lol 

The  4 “F”s (or areas of life) to look at when creating goals.  They are:

          Faith – Start the day with devotions, perhaps keep a gratitude journal, find a small group of like minded people that you can be open with and grow spiritually.  Even if you are not a group person (like me), it helps. When trouble comes (and it will), know that there is a higher power at work; trust in that; tap into that power.  Never give up hope or let your joy be stolen.

          Family – Plan time with spouse and (grand)kids.   They remember memories that you make even if you do not have a lot of money to spend.  Time is more important that elaborate events or even money.  Plan a night with your spouse or kids.  Go outdoor (sports, hiking on trails, building a snowman, etc) or inside (board games, restaurant).  The most important part is reconnecting and making memories.  Take time to sincerely talk to one another and I do not mean through texts. 

          Finances – Get out of debt, go on a spending hiatus.  Think carefully about each purchase.  Do you NEED it or WANT it.  If you are able to buy anything you want without going into debt, kudos to you.  Go for it but most of us need a budget.  Perhaps you are planning for retirement or even a trip.  It was on the radio this morning that many people would rather sit in traffic than sit down to evaluate where they are in their finances.  You have to know where you are NOW so you can determine what it will take to get you to where you want to be.   

          Fitness – Do NOT be a couch potato.  Some of us have limitations but our bodies were made to move.  It keeps the joints lubricated.  Some insurance plans cover Silver Sneakers where they will pay for your gym membership.  Check it out! I am loving it!  Swimming is great for sore joints.  Remember eating is part of this plan as well.  I am a junk food person so this is tough for me.  I HATE to cook so I tell everyone if you are what you eat then I must be cheap, easy and fast.  I basically have a kitchen because it came with the house.  I made a plan for this though. 

You may rank the list differently and it is ok.  The objective is to make you the best you can be mind, body and spirit because we are made up of all three parts.  Do any of the above need a reboot?  It is never too late to start but the beginning of a new year always helps with my mindset – starting fresh.  Now that you have determined the area, make SMART goals. 

I did not always do this. In the past, my goals were vague.  “I want to lose weight”   This year, I drew a line in the sand and said 2019 WILL be MY year!  I set SMART GOALS – not resolutions.

What is the difference?  I looked it up.  A resolution is a firm decision to do/not to do something (often unachievable) whereas a goal is the object of a person’s ambition or effort; an aim or desired result.  I understand there is a fine line here but, admit it, resolutions get broken quickly.  To me, it sounds like going cold turkey.  In my mind:  resolution:  I will not eat bad food vs. goal:  I can have a cheat day once a week (but only 1).  I can plan, stay motivated and still reach my goal.

Back to SMART GOALS.  It is not a new concept.  I have heard it many times and used it in work but not in life. So, what are SMART goals? 

S=Specific, M=Measurable, A=Achievable, R=Relevant and T=Time-Sensitive  For example: 

  • (S) Instead of saying I want to lose weight (I wish I was the weight I was 20 years ago and thought I was fat), I wrote “I wanted to lose 21 lbs.” 
  • (M) This is certainly measurable (ask my scale – at least it is not one of those talking ones).  I figured out how much I wanted to lose per month and the steps I would take to do it such as go to the gym and eat healthier.
  • (A)  Certainly achievable and realistic.  I mean not even GOD can make me taller now so no matter how much I do, I will still be short – no sense in making THAT goal!
  • (R)  It has to fit with an overall objective that you have for your life.  Yep, it is something that will benefit me overall.  I will feel better, help prevent diabetes (runs in family), help my asthma, have more energy and have less stress on my joints.  …and yeah, I will fit into those jeans!!!  Total win!
  • (T)  You need a finish line.  My time limit is June. 
VICTORY!

What areas do you want to work on?  Do you have a plan? Have you heard that a GOAL without a PLAN is simply a WISH? I am calling 2019 to be the BEST YEAR EVER!  With all the stuff that is going on in our world these days, we HAVE to remain positive.  I believe that staying positive is half the battle.

Comments/Thoughts are Welcome. I would love to hear from you.

~Debbi

Work from Home

So, it is a new year and I am trying to get through all my “put aside for later mail”.  If it was not a bill, Christmas card or something that LOOKED important, it was put aside until such a time as this.  

I am having a nice cup of coffee and what do I see.  In the December 2018 AARP Bulletin, there is an article regarding Website Wolves.  UGH, I mean I am thankful for AARP calling these people out because it makes me MAD when these scammers try to take advantage of us seniors. 

Frauds

They offer to help you set up an internet business.  OK, there are legitimate people who do that.   HOWEVER, you do not just create a website, put it online and expect people to come rushing to buy from you.  These scammers were offering inexpensive web design kits simply to generate leads for telemarketing. 

If I could just be Queen for a day, I would do horrible things to people who bilk money from others simply for their own profit.  There are people, like me, that really need help creating an online business and you cannot assume everyone is honest.  There are pros and cons to living “back in the day” when a hand shake meant something.  So, what is a person to do?  You always have to do your due diligence.  Check them out first and get references. 

Before I retired, I figured out my finances.  I looked at what monthly living expenses and income would be, the savings I had and what I hoped to do in retirement such as travel and enjoy myself while I still could.  I determined that with what I had, I could go “crazy” for 3 years.  Then I would have to find a part time job to cover my deficit. My deficit was small but it existed. I could not wait any longer to get more money.  I was SO over my job and the long commute.  I would  NEED a job.

I started looking for Online or Home based work.  I did not want to deal with a commute and wanted income that fit MY schedule.  I stumbled upon Wealthy Affiliate.  I can tell you with all sincerity, it was the best decision I ever made.  I say this for a few reasons that I have stated below. 

If you check my profile, you will see that I started in 2011 (before retirement) but in reality, I did not engage until a couple years later.  I meant to but work got in the way.  After retirement, I got serious and jumped into the training.  It was exciting!  Let me say upfront, it is NOT A GET RICH QUICK deal.  If you need money right NOW to pay your bills, get a part time job or stay with the job you have.

What it IS is an opportunity to make money legitimately doing affiliate marketing.  What is affiliate marketing?   It is simple.  You promote product(s) or services for companies online.  When one of your readers purchases, you get a commission.  This is the Cliff Notes (loved them) version.  Kyle (co-owner) shows you step by step how to do this. 

Baby boomers have a lot of experience and blogging is one of the ways we can share that experience.  We might as well make money at it.  Let me say right here that you have to have the right mindset.  Do not do this if you want to scam people out of money.  You should truly want to be of assistance.  I take pride in our generation of people.  The majority of us have ethics and treat people right. 

Write about your passion.  My first site is about scrapbooking.  http://scrapbookingforanyone.com/  I love scrapbooking and have been doing it for YEARS.  People would see my books and feel overwhelmed.  So, I created a blog to help them see that it really isn’t that hard.  It is more about your heart than your artistic ability.  I put in some links to products that I use from Amazon and voila, when they use my link and purchase from Amazon, I get a commission.  The beauty with Amazon is that they do not even have to buy scrapbooking supplies.  If they buy a car from that link, I get the commission.   Hey, with the way Amazon is going, they could sell cars in the future. 

You get out of it what you put in.  Honestly, I could make more out of it but I get sidetracked a lot with my family and friends.  This is my choice though and the beauty is, I can come back and pick up where I left off.  I like that.

Why will Wealthy Affiliate have me forever? 

  • From the beginning, Kyle (co-owner/trainer) takes you step by step on HOW to do everything.  I definitely needed this as I did NOT have a clue.  I took 2 computer coding classes (Pascal) back in the day and RAN back to my accounting class.  I could not code my way out of a box!!
  • I have all the flexibility I could want – working when/where I want (have computer will travel)
  • I can make as much or as little as I want (more effort/dedication = more money)
  • There is no “pay this small amount then we will up sell you more……..” (ANNOYING!)
  • The community is huge and diverse (age, country and knowledge wise) so I have met people all over the globe and communicate with them frequently
  • The community is not cut throat (hello workplace).  Everyone actually helps you if they can
  • There is continuous training online and every Fri there is a webinar addressing different issues.  Of course, there is NO additional charge.  Aside from that Jay (the guy who does the webinars) is entertaining
  • I love Kyle and Carson (co-owners) – they are sincere, down to earth guys.  They WANT you to succeed and do everything in their power to help

SO, if you are like me, and overspent on Christmas and waiting for the bills, take a look at this.  I say it may not help you with the Christmas bills but I have known people that make money right away.  However, they were more experienced and focused than I was.  Maybe you are too.  It took me maybe 6 months?  Full disclosure, I do make a commission from you joining but it is NOT a MLM where I want to sign you up so you sign others up under me. 

NEVER too Old

Trust me said the spider to the fly….sorry, could not resist.  Seriously, it costs nothing to look and decide for yourself.   I am passionate about this and tired of all the scams out there.  I was duped a couple times.  This IS a part time job and you have to put time and energy in but it is so worth everything you get out of it. 

Comments and Thoughts are welcomed and encouraged. I am seriously here to help.

~Debbi

Forest Bathing For Health

What???  Getting naked in the woods?  Ummmm, no!   For many seniors, that would be frightening in of itself…..although………..I’ve seen some really good lookin’ senior men….but I digress.  Oh, and no bathtubs required either.  So, don’t stop reading.

Do you ever get stressed?  I know, you’re retired, what’s there to stress about right?  I have a list if anyone needs ideas.  However, I’m sure most of us, at times, still have something that we stress about.  If not, you’re either dead (go ahead check your vitals) or not really of this world.

So what am I talking about here?  I’m talking about spending time in nature.  It can be as simple as a walk in a tree lined park or preferably walking in the woods.  It costs nothing to do and the benefits are countless.   In Japan, it is actually a form of medicine.

In 1982 Japan introduced a program called Shinrin-Yoku which means spending time around trees.  This is a brief You Tube video.   https://www.youtube.com/watch?v=LUfbMIGcxkM

that explains Shinrin-Yoku.  Don’t fall asleep watching the video.  It’s very calming.  There is even a coalition you can join to promote this practice if you’re interested.

This doesn’t mean that you’re walking or hiking through the woods with your head set on.  Not only is that dangerous these days with all the weirdos out there, it’s not the point of this whole process.  Instead, be in the moment.  Pay attention to how your body responds to the environment.  Listen to the birds and observe everything around you.  The environment doesn’t judge you.  It doesn’t care how much money you earn, what you look like (thankfully), what your gender or race is.  You can just LET GO and feel the freedom to just BE!

Forest Bathing

Me Forest Bathing

We are bombarded by technology today between the TV, cell phones, IPads, computers, fitbits and everything else.  Many people don’t even read real books.  They use a Kindle.  I understand there are benefits to that but where does it end?

Many times people don’t even talk to each other directly.  How many times have you emailed someone instead of visiting?  I admit I’m guilty of this.  I’ve seen people text each other from within the same house though!  How bad is that???  I have another article I’ll share about the “blue screen”

Sometimes we need to step AWAY from all this and get back in nature to relax and unwind.  You don’t need a lot of time to reap t benefits.  Start with 5 minutes if you have to.  It’s not wasted time.  It’s an investment in your well being which will only improve your day.

So, what ARE some of the benefits?  This is a compilation of several articles that I’ve read and just some of the top benefits.

  1. Reduce stress
  2. Increase Vit D (which most of us have a deficit of)
  3. Improve mood by decreasing depression and anxiety
  4. Immune boosting (via compounds released by many evergreen trees)
  5. Reduced blood pressure
  6. Improve sleep
  7. Increase energy

I don’t know about you, but I think the Japanese have it right.  Instead of reaching for a pill, this looks like good medicine.  I can tell you from experience that I DO feel better when I get out into the woods for a short walk.  I usually do about 3 miles but you don’t even have to do that.  I sleep SO much better too.  It just gives my brain a rest and allows my body to absorb some of the earth’s energy.  I love that it’s free too.

Give it a try and let me know what you think.  I’d love to hear from you.

Comments Please

~Debbi

Founder of Not Your Mamas Senior

Seniors Texting Code

Who says us baby boomers do not like technology? In our lifetime, technology has made huge strides and we have come to depend on it. Many of us have smart phones. I hate being tied to a land line. A cell phone allows us to go about our daily routine yet not miss a call (even from those telemarketers). We are able to connect with our families and friends effortlessly. For talented folks, we can power walk, talk and perhaps even chew gum at the same time.

Cell phones have made us feel more secure about walking, biking or doing whatever we enjoy. If we feel threatened, fall or just simply feel like we need assistance, we can get help with a push of a button.

We talk, we take (and send) pictures, we use Google maps to figure out where we are (I have NO sense of direction) AND we text. Text messages are typically short. Thank God for that because I have fat fingers and it takes me forever to text anything. I’m not sure how young people do it. Yet, have you heard many of them speak? I have seen them text each other from across a table!  Frightful!

Always texting

In any case, people often use abbreviations such as:

AFK – Away From Keyboard
BRB – Be Right Back
IMO – In My Opinion
LOL – Laughing Out Loud.
NOYB – None Of Your Business
TIA – Thank You In Advance
TMI – Too Much Information
WTH – What The Hell (or Heck if you do not swear)

However, us seniors have our own language. Kind of like a secret code that many young people cannot understand.  Such as:

ATD- At the Doctors
BFF – Best Friend Fell (or Funeral in some cases)
BTW- Bring the Wheelchair
BYOT – Bring Your Own Teeth
CBM- Covered by Medicare
CGU – Can’t Get Up
CRS – Can’t Remember Stuff (or S***)
CUATSC- See You at the Senior Center
DWI- Driving While Incontinent
FWIW – Forgot Where I Was
FYI – Found Your Insulin (and you thought it was For Your Information)
GGLKI – Gotta Go, Laxative Kicking In (not sure why you would share this)
GGPBL- Gotta Go, Pacemaker Battery Low
GHA – Got Heartburn Again
HGBM – Had Good Bowel Movement (TMI if you ask me……)
LMDO- Laughing My Dentures Out
LOL- Living on Lipitor
LWO – Lawrence Welk’s On
OMSG – Oh My! Sorry, Gas
ROFL ACGU – Roll On Floor Laughing And Can’t Get Up
TTYL – Talk To You Louder (senior version of Talk To You Later)
TMV – Took My Viagra
TOT- Texting On Toilet (again, TMI…)
WAITT – Who Am I Talking To?
WMD – Where’s My Depends?
WTFA – Wet The Furniture Again
WTP – Where’s The Prunes?
WWNO – Walker Wheels Need Oil

Really?

Texting has really become an issue. Kids think nothing of texting while they are driving and WE (the responsible seniors) need to watch out for them. Really?  You can not wait to tell what you did previous night (or whatever).  I have seen it over and over as I pass a young person on the road because they are driving erratically. This has contributed to many accidents. Having said this, most of us do NOT text and drive. For me, I am either focused on my GPS, trying to remember where I was going next or watching for inattentive drivers.

So, get out there, enjoy life, take those pictures and keep the list of texting codes close so you don’t have to type all those letters!

Comments please.

~Debbi

Founder of Not Your Mama’s Senior (NYMS) LOL