Scams and Identity Theft are on the rise and guess who they often target?? US!!!!!! Can I be Queen for a day and hurt some of these people??? If you missed the last blog, I listed some potential scams to be aware of. https://notyourmamassenior.com/beware-seniors-scams
So, once again, this maybe redundant to some of you yet enlightening to others. Pick and choose what helps you.
– Safeguard Online
– Passwords are the first line of defense. Obviously do NOT use “password” for your real password. Don’t laugh. I know people that do. Ideally, they should be long with a mix of UPPER/lower case, Numbers and Symbols. So, how do you remember them? I know I can forget where I parked my car within 30 minutes of entering a store. Use a phrase such as: “ILove2WalkmyDog!!” To be honest though, I have a notebook that I use for my passwords. Just don’t leave it out for roaming eyes.
– Unknown Email messages will frequently go to a spam file automatically where you can look review them as sometimes it’s a mistake. If you see a message from someone you don’t recognize, hover your cursor over the from address. If it’s a bunch of letters, it’s spam – DELETE immediately.
– Links or Attachments should NOT be opened in and email or text message if you were not expecting them.
– Generic Greetings such as “Dear Customer”, misspellings or poor grammar are also signs of scams
– Protection is always recommended. Check out this link from PC Magazine: https://www.pcmag.com/picks/the-best-security-suites I see Norton has teamed with Lifelock which would give you computer AND ID Theft Protection which is another option. Here’s the link to that information: https://www.nortonsecurityonline.com/
– Safeguard Offline
– Unsecure Data found in cars, laptops, and bills. Remove all papers from your car or glove compartment before you leave it at a garage or even in your driveway. We’ve had a few issues where kids have gotten into our cars in the neighborhood. Lock your car, shred your bills, blacken out your name/address on junk mail. Shredders are fairly cheap these days.
Do not keep your Social Security card or Passport in your purse.
– Protection from Identity Theft is a good idea. Check out this link for options: https://www.identityprotectionreview.com/
– If you think you’ve been a Victim
– Check your bank account or credit card transactions
– Report discrepancies to your bank or credit card company
– Freeze you credit card. I’ve done this when I thought I lost my card. It’s easy to do/undo.
– Contact one of the 3 credit bureaus: https://www.equifax.com/, https://www.experian.com/ or https://www.transunion.com/. Fraud alerts are free and you only need to contact ONE of these – the bureau you choose will contact the other two.
I hope this helps someone.
Comments/Thoughts welcomed and encouraged.
Not Your Mama’s Senior